CPD Package: Investments + Financial Services Overview + Economic and Investment Overview

15 CPD

R575.00

CPD: Refresher Investments

This course covers features, costs and risks of investment products, legislation impacting on investment products and tax implications. The course also covers product appropriateness for specific client needs.

Sub-classes covered include shares; money-market instruments; debentures and securitised debt; bonds; derivative instruments, warrants, certificates or other instruments; securities and instruments; participatory interests in a collective investment scheme; participatory interests in a hedge fund; and retail pension benefits.

Financial Services Overview

Get the ‘bigger picture’ of financial services by looking at the main role-players and market participants, considering the regulatory landscape and main laws that govern the sector; and obtaining an understanding of typical personal financial planning needs and how the sector caters for these needs.

Economic and Investment Overview

Economics impacts on the flow of money, prices, investment markets, and availability of resources and is thus important in investment planning. This course provides information on economics and the influence of economic factors on different asset classes, as well as on how to match the correct investment portfolio from a combination of asset classes to suit a particular client’s objective financial needs and risk profile.

Description

Investments – 8,5 CPD

    1. Describe the general characteristics, terms and features of the products within the class of business.
    2. Describe the typical fee structures, charges and other costs associated with products within the class of business.
    3. Describe the general investment and risk principles, options and strategies associated with investing, purchasing or transacting in products within the class of business.
    4. Describe (if relevant), the impact of applicable economic and environmental factors such as economic business cycles, inflation, monetary and fiscal policies, interest rates and exchange rates on the products within the class of business.
    5. Explain the legislative and tax implications applicable to the products within the class of business.

Financial Services Overview – 3,5 CPD

  1. Identify the main role-players and market participants in the financial services industry, including their legal structure.
  2. Demonstrate understanding of general legislation and codes of conduct applicable to the financial services industry.
  3. Identify the general (risk and investment) financial needs of clients or groups of clients.

Economic and Investment Overview – 3 CPD

  1. Describe the range of asset classes typically used in the construction of investment portfolios, as well as their typical characteristics, terms and features, and tax implications.
  2. Describe the impact of applicable economic and environmental factors, such as economic business cycles, inflation, monetary and fiscal policies, interest rates and exchange rates on the asset classes that underlie investment products.
  3. Describe the general risks associated with investing, purchasing or transacting in the different asset classes.

Who should register?

  • financial advisors
  • para-planners
  • business owners